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Bordas, Jr., BORDAS & BORDAS, PLLC, Wheeling, West Virginia, for Appellees.

Beck, Linnet Davis-Stermitz, GUPTA WESSLER PLLC, Washington, D.C. Kipnis, BAILEY & GLASSER LLP, Cherry Hill, New Jersey Gregory A. Marshall, Charleston, West Virginia, Patricia M. Clarke, GOODWIN PROCTER LLP, Boston, Massachusetts, for Appellants. Santos, Keith Levenberg, Washington, D.C., Edwina B. Boutrous, Jr., GIBSON, DUNN & CRUTCHER LLP, Los Angeles, California Thomas M. Deepak Gupta, GUPTA WESSLER PLLC, Washington, D.C., for Appellees. Jay, GOODWIN PROCTER LLP, Washington, D.C., for Appellants.

Judge Niemeyer wrote a separate concurring opinion. Vacated and remanded with instructions for reconsideration by published per curiam order. 21-428) Argued: SeptemDecided: OctoBefore NIEMEYER and WYNN, Circuit Judges, and FLOYD, Senior Circuit Judge. On Remand from the Supreme Court of the United States. THE CHAMBER OF COMMERCE OF THE UNITED STATES OF AMERICA WASHINGTON LEGAL FOUNDATION, Amicus Supporting Appellant. of West Virginia, Incorporated, Defendants - Appellants, and DEWEY V. AMROCK INC., f/k/a Title Source, Inc., d/b/a Title Source Inc. ROCKET MORTGAGE, LLC, f/k/a Quicken Loans Inc. SHEA, Individually and on behalf of a class of persons, Plaintiffs - Appellees, v. PUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. Accordingly, the court vacated and remanded for further proceedings. Having considered the parties' submissions, the Fourth Circuit concluded that the district court should apply TransUnion to the facts of this case in the first instance. Ramirez, which addressed Article III standing in the context of a class-action case. Three months later, the Supreme Court issued its opinion in TransUnion LLC v. Previously the Fourth Circuit concluded that Plaintiffs had standing because all of the class members had paid “for independent appraisals that. The district court certified the proposed class and granted summary judgment to Plaintiffs on three claims: unconscionable inducement under West Virginia Code Section 46A-2-121(a)(1) breach of contract and conspiracy. (now Amrock Inc.) using a request form that included an estimate of value of the subject property. (now Rocket Mortgage, LLC) from 2004 to 2009, for whom Quicken Loans obtained appraisals from Defendant appraisal management company Title Source, Inc. Plaintiffs in this class action are a class of all West Virginia citizens who refinanced a total of 2,769 mortgages with Defendant Quicken Loans Inc.